About Us

Seattle Insurance and Benefits Consulting

Mutual Benefits Inc has provided insurance to individuals and small businesses in Washington State for over 20 years.


Sarah Freeman

Sarah Freeman is the principal at Mutual Benefits Inc. As a licensed insurance agent and Registered Health Underwriter ®, Sarah is available to assist individuals and small businesses with their health, life, disability and long term care insurance needs. She is very knowledgeable about the various options and works with clients to find coverage best suited for their specific need or situation. She also specializes in Medicare coverage and can assist individuals in finding Medicare Advantage, Medicare Supplement and Prescription drug plans.

Sarah attended Howard University in Washington, DC. She lives in Seattle with her daughter Taylor Marie and enjoys music, volunteering and traveling. Sarah’s email address is sarah@mutualbenefitsinc.com.


Michael O’Halloran

Michael O’Halloran is a licensed agent, specializing in medical, disability, life, and supplemental insurance. Mike has been in the insurance industry since 2004 and enjoys being a consultant to individuals, small businesses and larger groups. His education includes a bachelor’s degree from the University of Washington, where he graduated in 2004. He currently resides in Queen Anne and enjoys his community, family and friends. Michael’s email address is mike@mutualbenefitsinc.com.


Shreya Russell

Shreya Russell manages our office and customer services function and provides support with quoting and processing new business. Shreya has been in the insurance industry for five years and with Mutual Benefits Inc since 2014. She currently lives in Seattle with her husband. She enjoys spending time outdoors, baking, and camping. Shreya’s email address is shreya@mutualbenefitsinc.com.