Insurance & Medicare Plans that fit YOUR needs
Mutual Benefits Insurance is a benefits consulting agency nestled in Seattle’s laid-back Ballard neighborhood. Since 1995, we’ve been pairing individuals and small businesses with the insurance and Medicare plans that best fit their needs. We stay up-to-date on all carriers and products available in Washington and use this deep knowledge to provide our clients with unbiased and personalized recommendations.
Membership & Awards
We’re active members of the National Association of Health Underwriters and serve on a number of carrier and state advisory panels, including the Washington State Insurance Commissioner Producer Advisory Committee. We are consistently awarded Preferred Producer/Agency status with various carriers in Washington State.
Mutual Benefits cares about giving back to the community. We support the Ballard Food Bank through organizing food drives and volunteering regularly, and we are enthusiastic sponsors of the Ballard SeafoodFest. We’re also proud to be a part of the GSBA, Washington’s LGBTQ+ Chamber of Commerce, working to help other local businesses thrive, supporting the next generation of leaders, and promoting equality.
Meet Our Exceptional Team
Sarah Freeman is the principal at Mutual Benefits. As a licensed insurance agent and Registered Health Underwriter®, Sarah uses her deep knowledge of the many options available to help clients find the coverage best suited to their specific situation and needs.
She also specializes in helping people choose their Medicare Advantage, Medicare Supplement, and Prescription drug plans. Sarah attended Howard University in Washington, DC and is now bicoastal, living between Seattle and DC.
Her teenage daughter, Taylor Marie, is her partner in adventure. The pair can be found volunteering, RVing cross-country, camping, biking, traveling, gardening, hiking, or simply dancing in their living room. Together, they craft a life that they love to live — and have a lot of fun along the way.
Mike O’Halloran is a licensed agent, specializing in group medical insurance, along with individual medical insurance, supplemental insurance, dental, vision, and life insurance. Mike has been a licensed agent since 2004.
Mike enjoys working with owners of small groups to find solutions for their benefits, with an emphasis on providing the best coverage within their budget.
Mike has lived in Seattle since 2000 and graduated from the University of Washington. He currently resides in Ballard and enjoys reading, travelling, music, and spending time with family and friends.
Snowflake, a bichon poodle mix, is the office dog. He joined Mutual Benefits in March 2013. His primary functions include barking at the mail person, lounging under desks, and being available for client petting. He recently celebrated his sixth recognition as Employee of the Month.
Shreya Russell is a licensed insurance agent, specializing in individual and small group medical insurance. Shreya has been with Mutual Benefits since 2014 and licensed as an agent since 2017.
Shreya currently lives in Seattle with her husband and their two Labrador Retrievers, Juno and Rani. In her free time, she enjoys spending time outdoors, traveling, and spending time with friends and family.